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I think the fact that its so hard to rent a car if your under-21 can be compared to the same reasoning applied to car insurance. The younger you are the more you pay. And, if you are under 25 then your payments per month are particularly more than someone of lets say 30 years of age.
As far as I know, it’s because there’s a larger risk involved with younger drivers. The high accident rate obtained by some reckless under 21 drivers has caused young drivers from all over immense distress.
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