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The credit cards in our life have gone haywire! They hit us with inexplicable fees; the interest rates are going through the roof; spending limits are being cut; and there are no rewards either. Even if you haven’t looked closely at your credit card bills these past few months, you can be sure that your …

Many consumers are completely stressed out these days because their high interest rate credit card debt and their ever decreasing incomes don’t seem to add up at the end of the month. This leaves many people in the lurch and can push them into ruining their credit scores. It’s not that hard to ruin your …